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Updated: Jul 18, 2026
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Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:
1. To avoid tax consequences, a rollover from a Traditional IRA to another IRA MUST be done within
A) 30 days.
B) 60 days.
C) 90 days.
D) 45 days.
2. Which of the following is a characteristic of a non-admitted Insurer?
A) A non-admitted insurer is also known as a domestic insurer.
B) A non-admitted insurer is required to submit rates for approval.
C) A non-admitted insurer is required to submit forms to the Department of Insurance.
D) A non-admitted insurer is not afforded protection by the guaranty fund.
3. If an Insured under a life insurance policy dies with an outstanding loan balance then the death benefit
will
A) be paid less the amount of the loan interest but not the principal.
B) be reduced by the amount of the loan and interest owed.
C) not be paid until the loan is repaid.
D) be paid less the amount of the loan but not the interest.
4. In Ohio, an agent must be appointed by the Insurer within how many days from the date the agency contract Is
executed, or the first Insurance application Is submitted?
A) 30
B) 20
C) 10
D) 15
5. Which of the following statements BEST describes a single premium cash value policy?
A) It provides for only one premium to be paid without evidence of insurability.
B) It requires the policyowner to pay one premium annually.
C) It waives one future premium if the owner becomes disabled.
D) It requires only one payment to make the policy paid up.
Solutions:
| Question # 1 Answer: B | Question # 2 Answer: D | Question # 3 Answer: D | Question # 4 Answer: D | Question # 5 Answer: D |
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