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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

Question 1

If an annuitant dies during the accumulation period, his or her beneficiary will receive

A. both the accumulated cash value and the total premiums paid.
B. the lesser of the accumulated cash value or the total premiums paid.
C. the greater of the accumulated cash value or the total premiums paid.
D. no monetary funds.

Question 2

In broad terms, the types of support and services generally associated with Long-Term Care policies are provided at which three levels of care?

A. Professional, social, and economic care.
B. Skilled nursing, Intermediate, and custodial care.
C. Home-based, assisted living, and medical care.
D. Functional, rehabilitational, and medical care.

Question 3

Under the grace period, an insured submits a $300 claim for medical expenses. The insurer notes that the insured has a past due premium of $100, and as a result, the insurer only pays $200. Which of the following provisions covers this situation?

A. Payment actions.
B. Unpaid premium.
C. Payment of claims.
D. Misstatement of age.

Question 4

Which of the following is a life insurance contract written on the life of an individual?

A. Single-Life Insurance.
B. Insurance.
C. Survivorship Policy.
D. Joint Life Contract.

Question 5

Which of the following is described when a selected group of practitioners, in a certain area, agrees to provide services at a pre-arranged cost on a fee-for-service basis?

A. risk purchasing group
B. indemnity organization
C. coalition group
D. preferred provider organization

Solutions: