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Updated: Jun 08, 2026
No. of Questions: 122 Questions & Answers with Testing Engine
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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:
1. What is the purpose of the Accelerated Death Benefit Rider?
A) To decrease the tax liability of the insured ' s estate.
B) To increase the death benefit by a stated percentage.
C) To adjust the death benefit to keep up with inflation.
D) To provide for the early payment of the death benefit for a terminally ill insured.
2. Which of the following is a common exclusion from coverages found in accident and health policies?
A) self-inflicted injuries
B) chiropractic services
C) emergency room coverages
D) coordination of benefits
3. Which type of annuity guarantees a level benefit payment?
A) Universal.
B) Variable.
C) Fixed.
D) Limited Life.
4. Term life insurance differs from permanent life insurance in that MOST often, term life insurance
A) accumulates a much smaller cash value.
B) has a longer premium payment period.
C) remains in force for a specific period of time.
D) is automatically renewable at the end of the term period.
5. Under the Affordable Care Act, an insurer may place dollar limits on coverage for
A) routine adult dental services.
B) laboratory services.
C) maternity and newborn care.
D) mental health services.
Solutions:
| Question # 1 Answer: D | Question # 2 Answer: A | Question # 3 Answer: C | Question # 4 Answer: C | Question # 5 Answer: A |
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